Support Home Products & Services Can a member use bill pay if he/she doesn't have a checking account? Can a member use bill pay if he/she doesn't have a checking account? A Checking account is required for our Bill Pay service. Related Questions: When are the funds from the club accounts made available? Which of our branches do Shared Branching? Does the minor need to be present when opening a Saver Hound account? What is a Certificate of Deposit (CD) ? Was this article helpful? Yes / No