Support Home Loans Is there an annual fee for HELOCs? Is there an annual fee for HELOCs? Yes, there is a $25 annual fee. This fee is charged automatically to the HELOC on April 1st. Related Questions: How does the member get forced placed insurance (CPI) taken off the loan after it is placed? What are the late fees for consumer and equity loans? Who is responsible for releasing a UCC filing when the loan is paid off? How long does a member have before forced place insurance (CPI) is added to their loan? Was this article helpful? Yes / No