Support Home Loans Loans How long does a member have before forced place insurance (CPI) is added to their loan? What is CPI forced placed insurance? When forced placed insurance (CPI) is placed, is it a set amount or does the amount vary depending on the type/ amount of loan? How can the member avoid forced placed insurance (CPI)? How does the member get forced placed insurance (CPI) taken off the loan after it is placed? Is there a grace period for getting insurance on a car after signing the contract? Visa Credit Card Design Codes Guaranteed Asset Protection (GAP) Product Information Payment Protection Product Sheet - Credit Card Payment Protection Product Sheet - Consumer Loans Payment Protection Product Sheet - Home Equity Mechanical Repair Coverage (MRC) - Product Sheet What is the minimum amount for a Secured Visa Credit Card? What are the late fees for consumer and equity loans? What is a UCC? How do we release a UCC filing? Who is responsible for releasing a UCC filing when the loan is paid off? Will we loan on a vehicle that is being purchased or shipped out of the country? When a member skips a payment, does the ACH Origination still pull a payment? How long does a loan need to be open to qualify for a skip payment? What is debt protection/cancellation? Is there a limit on how much a member can spend on their credit card per day? If a due date falls on a weekend, when is the ACH posted? Common abbreviations used in collections. Loan Ops Update: Payment Protection Claims Portal How are visa credit card payments calculated? Can a member change their Loan Payment due date? Loan Suffix Reference List Loan Status Codes What is the limit for a balance transfer on a credit card? Which value do I use for a Home Equity or HELOC - RMV or Zillow? Can we refinance our own auto loans? Can we re-amortize a loan when a large payment has been made? What types of loans can members make advances from? What are the Loan Type Codes? Is there an annual fee for HELOCs? What is required by Oregon DMV when a person on title is deceased? What Is a Home Equity Loan? My home is paid for. Can I still obtain a home equity loan? Ops Update - Authorized Credit Card Signer form added to Cunify HELOC and LOC Review Procedures Can a member withdraw from an LOC if loan is late but within the 10 day grace? What the the verbiage needed for a Guaranty Agreement document? What are the 3 Credit Bureaus and their contact information? Can we take loan payments over the phone? Ops Update- Financial Guide Tracking What's the limit for a balance transfer for a credit card? Is there a daily transaction limit on Credit Cards? How much is the reconveyance fee in Washington? What are the parameters in which a Principal Only payment can be made on a loan? Can we initiate bi-weekly ACH payments to a members auto loan? What is the process for adding a flag to track Flood Insurance on Cunify? Can you pay an auto loan with a credit card ? How to Close HELOC? How is the payment calculated on a Line of Credit? What are our insurance requirements for vehicle loans? How to add debt protection to an existing loan How to set the pledge in loans PQ for a secured loan. What are the benefits of using a Home Equity Loan? What is a Home Equity Line of Credit (HELOC)? How does it work? If my first mortgage is with another lender, can I still apply for a home equity loan with Oregonians CU How to Calculate and Determine Equity in Your Home What is the difference between an auto purchase and a refinance? What is the process to apply for an auto purchase or refinance loan? What is the interest rate on our credit cards? What is the due date for credit cards? What are our credit card fees? Are there international fees when using your credit card out of the country? Scheduled Loan Payments- Best Practices What are the OD LOC approval guidelines? Is there an email link for Credit Pay Pro? What are the steps for adding GAP after a loan is already funded? How long does it take for Credit Pay Pro payments to post to loans? What is the fee for using Credit Pay Pro? How to Quote an Auto Loan Payoff How to Change a Due Date in CUnify Purpose Codes for HELOCs and LOCs How to Navigate State National (Insurtrak) Collateral Protection Insurance Training What information can we give members regarding MRC? If a member gets a BPO done on a property and it comes back less than the Zillow amount- which figure do we use? When does LSI start calling members? What tax forms are needed for self-employed borrowers?