Support Home Loans Are there international fees when using your credit card out of the country? Are there international fees when using your credit card out of the country? Oregonians Credit Union does not charge international fees. Visa does charge a 1% conversion rate. Related Questions: Can we take loan payments over the phone? Can we refinance our own auto loans? How to add debt protection to an existing loan How does the member get forced placed insurance (CPI) taken off the loan after it is placed? Was this article helpful? Yes / No