Members can access up to their available limit on a daily basis. This will be dependent on what each member’s current credit limit is and what their current balance is on the account. 

However, if they are needing to make a large purchase, in lieu of doing a debit card modification, the member can either come into a branch or call into the member service center and make an 'overpayment' on their credit card to increase their available limit. This transaction cannot be completed by the member via online banking or telephone teller.

This is recommended in place of debit card modifications as a credit card is a safer method of purchase than a debit card.