Support Home Loans How are visa credit card payments calculated? How are visa credit card payments calculated? Visa credit card payments are 3.00% of the balance with a minimum payment of $25.00. Related Questions: What is debt protection/cancellation? What are the late fees for consumer and equity loans? Guaranteed Asset Protection (GAP) Product Information My home is paid for. Can I still obtain a home equity loan? Was this article helpful? Yes / No