There are only a couple of loan types available for advances in the branch. They are: Line of Credit (LOC), Credit Card and HELOCs
There many types of loans that are not eligible to make advances from. They are: Autos/Boats/RVs, Share Secured, Home Equity/Balloon, Signature/Unsecured or Overdraft Lines of Credit.
Suffixes OK to advance from if limit is available:
5100+ - HELOC
5200+ - Line of Credit/LOC
9200+ - Credit Card
Suffixes NOT OK to advance from:
6100+ - Used Auto
6000+ - New Auto
6100+ - Used Auto
6200+ - CUDL New Auto
6300+ - CUDL Used Auto
6400+ - New/Used Boat/RV/Motorcycle
6700+ - Share Secured
6800+ - Unsecured/Signature
8100+ - Home Equity
8200+ - Balloon/Call Home Equity
8300+ - Home Equity
5016+ - Overdraft O/D LOC – must only be used by way of overdraft protection
If you see any of the above type of loan with an “available” balance (except for OD LOC), please contact a loan officer or a branch manager. The limit likely needs to be removed.