Support Home Business Services Does a person have to have a personal account in order to open a business account? Does a person have to have a personal account in order to open a business account? No, a person does not have to open a personal account to open a business account. Related Questions: DBA Accounts-Change to Business Designation Business Ownership Type – Subchapter S Corporation Business Ownership types: Partnership Business Account Authority Definitions Was this article helpful? Yes / No