How can I make sure all my account balances are covered by NCUA share insurance?

https://www.mycreditunion.gov/share-insurance-estimator-home

Single Ownership Accounts (owned by one person with no beneficiaries): $250,000 per member-owner

Joint Ownership Accounts (two or more persons with no beneficiaries): $250,000 per owner (with the primary owner a member of the credit union)

IRAs and other certain retirement accounts: $250,000 per member-owner

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