Limits Overview

  • Debit card:

    • ATM Cash Limits- $515 (the extra fifteen is to cover fees accrued)

    • Purchase limits- $2,000 per day

    • 15 transactions allowed per day per card

  • Mobile Deposit:

    • The codes can be found in CUnify under the "CU Defined Tab". Look to the Mobile Deposit field to find their current assigned level. The member can still use mobile deposit without this rating, they would be held to the $2,500 maximum default amount. 

    • **Minimum 3 business day pledge on all Mobile Deposited Checks**

    • If a member requests the check hold be pleased early, you must have manager approval and notate this in the account.

  • ATM:

    • $515 daily limit (members can withdraw $500- the $15 is to cover fees accrued)

    • Minimum 3 business day pledge on checks deposited into the ATM

    • $225 becomes available within 24 hours per Reg. CC and the Expedited Funds Availability Act.

  • E-Teller:

    • Check Share Withdrawal- $5,000

    • Share to Share Transfer: $50,000

    • Share to Loan Transfer: $10,000

    • Loan Advance to Share: $10,000 (not applicable to OD LOC)

    • Loan Advance to Check: $5,000 (not applicable to OD LOC)

  • Telephone Teller:

    • Check Share Withdrawal- $5,000

    • Share to Share Transfer: $50,000

    • Share to Loan Transfer: $10,000

    • Loan Advance to Share: $10,000 (not applicable to OD LOC)

    • Loan Advance to Check: $5,000 (not applicable to OD LOC)

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