Debit card:

• ATM Cash Limits- $515 (the extra fifteen is to cover fees accrued)

• Purchase limits- $2,000 per day

• 15 transactions allowed per day per card

Mobile Deposit:

• The codes can be found under the account record by selecting Demographics > CU Acct Data >Current Mobile Dep Limit.  Look to the Mobile Deposit field to find their current assigned level.  The member can still use mobile deposit without this rating, they would be held to the $2,500 maximum default amount. 

• **Minimum 3 business day pledge on all Mobile Deposited Checks**

• If a member requests the check hold be pleased early, you must have manager approval and notate this in the account.  Business accounts (6,7) need to be reviewed, approved, and updated by a Branch Manager.  These are the deciding factors: Length of membership, Average Balance, Low Balance last 30 days, CD balance, Mortgage Balance, Number of Deposits made last 30 days, Amount of Deposits made last 30 days.

ATM:

• $515.00 daily limit (members can withdraw $500 - the $15 is to cover fees accrued)

• Minimum 3 business day pledge on checks deposited into the ATM

• $225.00 becomes available the following business day per Reg. CC and the Expedited Funds Availability Act.