The first four digits of the 15 digit ACH account number will represent the loan suffix number

Next depending on how long the member number is (including the check digit) will determine how many zeros you will need.

The zeros will fill in after the suffix followed by the member number including the check digit (dash number).

E.g.- Loan suffix is 6100→member number is 987654-3

15 digit ACH account number would then be 610000009876543

• E.g.- Visa loan suffix 920000009876543