Support Home Bill Pay Bill Pay (Payrailz) - What happens if an end-user does not want to give their external account credentials for an A2A transaction? Bill Pay (Payrailz) - What happens if an end-user does not want to give their external account credentials for an A2A transaction? Micro deposits are available to be used for verification. Related Questions: How does a member contact bill pay? Bill Pay (Payrailz)- When can a Bill Payment be scheduled? Bill Pay (Payrailz) - Are the sender and recipient notified when the payment is delivered? Bill Pay (Payrailz) - What is RealTime P2P? Was this article helpful? Yes / No